From tax saving to wealth creation, find the right scheme for every Indian goal.
In India, how you invest is just as important as where you invest.
A Systematic Investment Plan (SIP) allows you to invest small amounts periodically (Weekly, Monthly, Quarterly) instead of a heavy one-time investment.
Also known as "Top-up SIP". This facility allows you to increase your SIP amount automatically by a fixed percentage or amount every year in line with your salary appraisals.
Systematic Withdrawal Plan (SWP) is the reverse of SIP. It allows you to withdraw a fixed amount from your mutual fund investments monthly.
SWP is more tax-efficient. In FD, the entire interest is taxed. In SWP, only the capital gains portion of the withdrawal is taxed, often resulting in lower tax liability for retirees.
A one-time investment of a bulk amount. This is ideal when you receive a bonus, sell a property, or have surplus cash.
Best Strategy: If investing a large amount in Equity, we recommend putting it in a Liquid Fund first and using STP (Systematic Transfer Plan) to move it to Equity slowly to avoid market timing risks.
Invests in stock markets. High risk, high return potential. Best for long-term goals (>5 years).
Invests in bonds and govt securities. Lower risk, stable returns. Better alternative to FDs.
Equity Linked Savings Scheme. Save tax under Section 80C. Shortest lock-in period of 3 years.
Save up to ₹46,800A mix of Equity and Debt. Balances risk and reward. Good for moderate risk takers.
We analyze your age, income, and risk appetite to see if you fit into Aggressive, Moderate, or Conservative profiles.
Mapping investments to specific Indian life goals: Child's Education, Marriage, or Retirement.
Quarterly reviews to rebalance your portfolio (e.g., shifting from Equity to Debt as you near your goal).